Lend Centre has a mortgage just for you. Let's find it.

We Provides a wide range of financial solutions, including mortgage services, business loans, commercial loans, and home equity lines of credit (HELOCs)

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Get your personalized mortgage in Canad

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We’re here to support you.

We’re here to support you.

Whether you’re purchasing a new property, exploring refinancing options, or approaching your mortgage renewal date, our process is designed to deliver results. Here are some of the key elements that make our strategy highly effective.

Canada's Best Rates

Canada's Best Rates

Our discounts are passed along to you to ensure you get the best rates available, right across Canada.

quick approval

Quick Approval

Secure your mortgage up to 50% quicker with 8Twelve’s advanced, industry-leading technology platform

Multiple Options

Multiple Options

Our Mortgage Agents go above and beyond to find the right mortgage for your needs at the most competitive rate available.

Save Thousands

Save Thousands

We’re dedicated to helping you save by securing the lowest rates and the most suitable home financing solutions for your needs.

Where do I fit in?

Everyone’s financial needs are different. With a wide range of mortgage options available, Lendcentre guides you step by step and helps you select the solution that delivers the greatest benefit for you.

I am self-employed

We proudly serves self-employed individuals, employed professionals, and business owners with customized financing solutions.

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How do I qualify for a mortgage?

In Canada, lenders typically review three key factors when assessing your mortgage application:

  1. Credit Score – Reflects your history of managing credit and loans.

  2. Debt-to-Income Ratio – Shows what percentage of your income goes toward recurring expenses such as bills, loans, or other debts.

  3. Home Equity – The difference between your property’s appraised market value and the amount you owe on your mortgage.

Meeting these criteria helps demonstrate your ability to handle mortgage payments responsibly.

What are good reasons to use home equity?

Accessing the equity in your property can be a smart financial move when used wisely. Common uses include:

  • Paying off high-interest debt (such as credit cards or personal loans).

  • Funding home improvements or renovations.

  • Making a down payment on a vacation or investment property.

  • Covering extended healthcare costs.

  • Investing in your child’s education or future opportunities.

How do I get pre-approved?

Getting pre-approved is simple. Contact Lendcentre and our team will guide you through the process quickly and efficiently. You can also start your application online here: Apply Now.

When should I consider refinancing?

Refinancing your mortgage can make sense if:

  • Your current mortgage rate is higher than today’s market rates.

  • You have a variable rate mortgage and want the security of a fixed rate.

  • You want to access your home equity for cash.

  • You’re looking to lower your monthly payments to improve cash flow.